SDV Insights

Insurance Broker Support & Training Insights

Read our New State by State Survey on Using Extrinsic Evidence in Determining Duty to Defend

SDV is pleased to announce its newest State by State Survey Extrinsic Evidence: Use of Extrinsic Evidence in Determining Duty to Defend.

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The FAA Strikes Back: $1.9 Million Dollar Penalty for Unauthorized Drone Flights

Here is a strong reminder that commercial drone use is not without risk, and insurance coverage analysis must be a priority.

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Federal Court Judge Has Choice Words for Insurers in Policyholder Win

Before ordering Interstate Fire & Casualty Co. and Fireman's Fund Insurance Co. to pay a $25.5 million punitive damages judgement that technically was not covered by the policy, U.S. District Judge Alan B. Johnson had some choice words for the insurers.

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A Lost Insurance Policy Is Not Lost Coverage

Todays climate of corporate mergers paired with conservative document retention policies often results in lost or destroyed insurance policies. This proves problematic when companies are unexpectedly faced with long-tail injury claims, e.g. asbestos and environmental claims.

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A Matter of Life (Insurance) and Death

Did you know that SDV also has experience fighting for the rights of life insurance policy holders?

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Webinar on Monday: CGL Policy Exclusions, Triggers, and Indemnification

Join SDVs own Theresa Guertin next Monday, August 3 from 2:00-3:30pm EDT for her webinar on CGL Policy Exclusions, Triggers, and Indemnification.

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Commas Give Us Pause

As text message shorthand and quick emails have become the norm, we often forget that small grammar mistakes, like a missing comma, can change the meaning of an entire sentence. In the world of insurance law, one grammatical error can change the meaning of whole portions of a policy and heavily influence the policyholder's access to the coverage purchased.

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Catching Up on SDV Case Alerts

In the past two months, we've released three new Case Alerts for your review. Click the titles to read the entire alert.

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Recent SDV Victory Highlights Importance of Litigation Strategy in Obtaining Defense

SDV recently obtained a favorable ruling in a Texas state appellate court which highlights how savvy litigation strategy can lead to positive results.

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The 10th Circuit Reminds Policyholders that Insurance Carriers May Not Be Required to Show Prejudice Under a "Claims-Made" Policy

The 10th Circuit Court of Appeals recently issued a decision that serves to remind policyholders that the insured's duty to provide timely notice may be treated differently under a "claims-made" policy. Specifically, the 10th Circuit held that insurance carriers may not be required to show that they have been prejudiced by a policyholder's failure to give "prompt" notice before denying coverage under a "claims-made" policy.

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SDV is based in Connecticut, conveniently located between New York City and Boston, with regional offices in Florida and California to better serve our clients. We're ready to answer your questions and eager to assist you in developing solutions.