**This meeting is open to American College of Coverage Counsel Fellows only**
Tracy Alan Saxe along with his panel will speak at the American College of Coverage Counsel 2019 Annual Meeting.
Which Came First, the Chicken or the Egg: Ensuing Loss Theory, Debate and Answers or What the Cluck is Covered After All
Thursday - May 9, 2019
9:30am - 10:15am
This presentation addresses an issue with broad coverage implications for insurer and policyholder alike - What is a covered ensuing loss, when the peril setting other events in motion and ultimately causing harm is itself excluded from coverage. The panel and papers presented with analyze and diuscuss the tests articulated by courts to ascertain coverage for ensuing los under commercial property, builder's risk and homeowner's policies, bearing in mind the sharp disagreement reflected by court decision interpreting insuring text. At bottom, if the chicken is itself excluded as a cause of loss, but the resulting egg breaks, under with circumstances should the insurer bear the cost of restoring the egg to its pre-loss condition?
Tracy Alan Saxe - Saxe Doernberger & Vita, P.C.
Rick Hammond - HeplerBroom, LLC
Hugh Lumpkin - Ver Ploeg & Lumpkin (Moderator)