Individual Disability Insurance Claims and Litigation

Individual Disability Insurance under a privately purchased policy is a valuable asset. Higher income-earning individuals often pay healthy premiums to disability insurance companies to maintain this type of coverage. Coined “own occupation” disability insurance, it is supposed to protect the insured with a monthly benefit when the symptoms of a sickness or injury prevent them from continuing to perform their chosen occupation. If a disability insurer delays, denies, or terminates your claim, SDV can help reverse that adverse decision and make the disability insurer pay the benefits owed. SDV has exceptional knowledge in the individual disability insurance field. Our firm displays tenacious litigation prowess in state and federal court forums and has yielded successful results for our disabled clients time and time again.

The best way to succeed in a lawsuit against a disability insurance company is to beat them at their own game. That is why we employ carefully crafted strategy in every claim and litigation we handle against unscrupulous disability income insurance companies. We keep our clients privy to all strategic approaches, expected time commitments, and costs associated with all actions in the litigation. The needs of our clients is of utmost importance to our firm – as is our own transparency.

No litigation is entered into lightly. SDV understands the stress and emotional commitment litigation can bear on our disabled clients. We are proud of the lifelong relationships we have built with our clients, past and present. We aim to make the litigation process as stress-free as possible and we tailor our communications to best suit our clients’ needs. Representative issues that SDV tackles on behalf of disability insurance clients include:

  • Payment of partial disability benefits when total disability benefits are owed
  • Attempts by a disability insurer to shorten the maximum benefit period under the disability policy to age 65 when it should be paying lifetime benefits
  • Dispute of claims the disabled insured can return to work even though all medical evidence does not support such a return
  • Representation throughout the claims and litigation processes when disability disability insurers misconstrue the plain meaning of insured’s disability insurance policies, mistreat insureds, or commit bad faith

For more information, please email us at

Primary Contact:

Eve-Lynn Gisonni


The email you are sending does not create an attorney-client relationship with SDV. We do not agree to representation until we have performed a check for conflicts of interest and expressly agree to provide services in a particular matter via an engagement letter. The information submitted to us via this website will NOT be treated as confidential or privileged as a lawyer/client communication and our receipt of this information does not prevent us from representing a client related to the subject of your inquiry.


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SDV is headquartered in Connecticut, with regional offices located in New York, New Jersey, Florida, and California to better serve our clients nationwide. We have the experience and insight to effectively address your insurance coverage concerns and provide practical solutions to any risk transfer challenges you face.