Bad Faith

Every insurance policy contains an implied duty of good faith and fair dealing, which requires that insurers act reasonably in processing, investigating, and paying insurance claims. When an insurer fails to comply with these duties, the insured may have a claim for bad faith.
 
The following may constitute bad faith insurance practices:
 
  • Wrongfully denying a legitimate insurance claim
  • Failing to investigate a claim before issuing a coverage determination
  • Delaying the investigation of a claim
  • Delaying payment of a claim
  • Misrepresenting relevant facts or policy provisions
  • Modifying an insurance application and/or policy without the insured’s consent
  • Refusing to make a reasonable settlement offer
  • Settling a claim for less than the reasonable value
  • Ignoring phone calls, emails, or correspondence from the insured
  • Putting the insurance company’s interests above those of the insured
The legal standards and remedies for bad faith conduct vary significantly from state to state. Although not every wrongful denial of coverage gives rise to a bad faith claim, an insured who succeeds on a bad faith claim may be able to recover damages beyond the policy limits, such as attorney fees, interest, penalties, and punitive damages.
 
With over 25 years of experience representing policyholders, SDV’s Bad Faith Recovery Group is well-versed in the tactics that insurers may use to deny a claim in bad faith. Our attorneys are here to assist you in evaluating the insurer’s conduct and recovering losses you sustain as a result of bad faith.


For more information, please email us at coverage@sdvlaw.com.

Primary Contact:

Andres Avila
 203.287.2121 
Bethany L. Barrese
 973.446.7302 
Anastasiya Collins
 203-287-2125 
Stacy M. Manobianca
 973.446.7303 


CONTACT US


The email you are sending does not create an attorney-client relationship with SDV. We do not agree to representation until we have performed a check for conflicts of interest and expressly agree to provide services in a particular matter via an engagement letter. The information submitted to us via this website will NOT be treated as confidential or privileged as a lawyer/client communication and our receipt of this information does not prevent us from representing a client related to the subject of your inquiry.

Northeast

35 Nutmeg Drive
Trumbull, CT 06611

203.287.2100

233 Mount Airy Road
Basking Ridge, NJ 07920

973.446.7300

Southeast

851 5th Avenue N
Naples, FL 34102

239.316.7244

West Coast

Two BetterWorld Circle
Temecula, CA 92590

951.365.3145

SDV is headquartered in Connecticut, with regional offices in New Jersey, Florida, and California to better serve our clients. We are ready to answer your questions and are eager to assist you in developing solutions.