Losing a loved one is devastating. The last thing any beneficiary of a life insurance policy needs is a fight against the life insurance company for benefits under their loved one’s policy. SDV is seasoned in reviewing life insurance policies and analyzing disputes that arise between the insured or beneficiary and the insurer. SDV’s attorneys have significant experience identifying when the life insurer has breached its obligations under life insurance policies. SDV also assists life, health, and accident insurance brokers when their clients are not being treated fairly.
At SDV, we can help insureds and beneficiaries with all needs regarding life insurance policies.
- SDV conducts life insurance policy reviews to ensure the product you are purchasing or have purchased includes the coverage and benefits desired
- SDV represents beneficiaries of life insurance policies throughout the claim process to ensure the life insurance company is complying with the law and acting in good faith
- SDV attorneys are seasoned litigators and, when appropriate, will file lawsuits against life insurers in state and federal court to assert breach of contract, consumer practices violations, and bad faith causes of action
SDV’s clients benefit from the firm’s wealth of knowledge in the insurance coverage industry. To avoid paying claims, life insurers often capitalize on technicalities. SDV attorneys identify these loopholes to force insurance carriers to pay. For example, suppose a life insurer claims it has a right to cancel (rescind) a life insurance policy because of missing information on the life insurance application. In that case, SDV pursues the insurer to prove that there was a material misrepresentation on the application for insurance. When a life insurer claims it canceled a policy because of a failure to pay premiums, SDV forces the insurer to prove it sent out a lapse notice as required under the law.
For more information, please email us at email@example.com.