Natural Disasters

Natural disasters impact businesses and homeowners everywhere in the United States. SDV is a national law firm prepared to help with insurance recovery for these losses.

Click here to read our Hurricane Season Policyholder's Handbook

Whether it’s the risk of earthquakes and fires in the West, tornadoes in the Midwest, or hurricanes and flooding in the South and on the East Coast, business and life can be significantly impacted and disrupted by the forces of Mother Nature. If recent events are any indication of the future, we can only expect the losses from natural disasters to increase in years to come.

SDV assists clients in understanding the insurance implications of these multiple risks, limit financial exposure, and avoid economic ruin due to a natural disaster. 

SDV has decades of experience litigating insurance disputes and working with large corporate entities, homeowners, and businesses of all sizes in coverage issues. SDV’s natural disaster claim attorneys have extensive experience in evaluating and maximizing the following lines of coverage:

  • Commercial Property
  • Business Interruption/Contingent Business Interruption
  • Builders Risk
  • Utility Service Interruption
  • Civil Authority
  • Ingress/Egress
  • Flood
  • Residential Coverage

SDV has experience in assisting clients from policy inception to claim resolution by:

  • advising during policy renewal
  • guiding through the complexities of insurance claims
  • handling disputes and coverage litigation

SDV works closely with brokers to maximize risk transfer opportunities for our clients. We provide comprehensive analysis of policies to identify potential gaps in coverage and recommend corrective strategies. SDV represents clients nationally in coverage disputes with their insurance carriers through negotiation, mediation, and litigation, maximizing recovery for natural disaster-related losses. SDV’s Natural Disaster Recovery Group is ready to help you manage the risk posed to your livelihood by the next natural disaster and will be here to help you recover your losses when the next natural disaster occurs.

For more information, please email us at

Primary Contact:

Kelly A. Johnson
Rebecca R. Nelson
Tracy Alan Saxe


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SDV is headquartered in Connecticut, with regional offices in New Jersey, Florida, and California to better serve our clients. We are ready to answer your questions and are eager to assist you in developing solutions.