SDV Insights

Employment Practices Liability Insurance EPLI Insights

Life Insurance Contestability Clauses and Post-Claim Underwriting: A Beneficiary's Pitfall

Insurance is supposed to give us some level of confidence that should coverage be needed, it will be there. Often, however, this expectation does not correlate with reality, and beneficiaries are faced with unexpected denials on technical grounds. Life insurance is no exception.

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Ninth Circuit Agrees Insured's Long-Term Disability Claim Not Barred by Res Judicata

In Kayle Flores v. Life Insurance Company of North America ("Flores II"), the Ninth Circuit agreed with the insured and reversed the Central District of California's finding that her Long-Term Disability claim was barred by res judicata.

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