SDV Insights

Texas Supreme Court Rocks Policyholders Like a Hurricane

Texas policyholders should be aware of the recent decision in JAW The Pointe, LLC v. Lexington Insurance Company. In a case of first impression, the Texas Supreme Court held that anti-concurrent causation clauses – provisions which bar coverage for a loss caused by both a covered and excluded event – are enforceable in commercial property policies. The decision highlights the importance of policyholders: 1) recognizing the presence of such provisions, 2) talking with their insurer about the intended application, and 3) being proactive in disputes with their insurers by developing a narrative (regarding the cause of damage) that is most likely to result in a loss being covered.

Click on this link to view the article in pdf format


The email you are sending does not create an attorney-client relationship with SDV. We do not agree to representation until we have performed a check for conflicts of interest and expressly agree to provide services in a particular matter via an engagement letter. The information submitted to us via this website will NOT be treated as confidential or privileged as a lawyer/client communication and our receipt of this information does not prevent us from representing a client related to the subject of your inquiry.


35 Nutmeg Drive
Trumbull, CT 06611


136 Madison Avenue
New York, NY 10016


233 Mount Airy Road
Basking Ridge, NJ 07920



999 Vanderbilt Beach Road, Ste 603
Naples, FL 34108


West Coast

One BetterWorld Circle
Temecula, CA 92590


SDV is headquartered in Connecticut, with regional offices located in New York, New Jersey, Florida, and California to better serve our clients nationwide. We have the experience and insight to effectively address your insurance coverage concerns and provide practical solutions to any risk transfer challenges you face.