SDV was founded more than 20 years ago with one mission: to level the playing field for insurance policyholders. Its singular focus on insurance coverage law and unwavering commitment to policyholders of all types have made it a leader in insurance litigation and risk management strategy. With a steadily growing team of experienced insurance coverage lawyers in regional offices across the country, SDV is the right choice for policyholders.

NEWS & IDEAS

Events

CLM 2019 Construction Conference

A panel discussion of the changes of the additional insured obligations from the perspective of a construction client, insurance broker, coverage counsel and defense counsel.
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Events

Willis Towers Watson 2019 Construction & Real Estate/Hotel Risk Management Conference

The Willis Towers Watson Annual Construction & Real Estate/Hotel Risk Management Conference is designed to address a range of pressing issues facing the construction & real estate industries today.
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Events

The Risk of Delegating Design

As integrated project delivery methods become more common, more and more contractors are taking on design risk.
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SDV Insights

Ontario Court of Appeal Clarifies Insured's Duty to Cooperate

It is not often that a case discussing the duty to cooperate comes along, although this is an important condition of coverage in virtually all insurance policies. The Ontario Court of Appeal decision in Ruddell v. Gore Mutual Insurance Company comes as helpful and reassuring guidance to policyholders on what the "duty to cooperate" language in their policy obligates them to do.
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SDV Insights

The Priority Condition in Zurich Form U-GL-1345-B-CW May Cause Risk Transfer Problems for Upstream Additional Insureds

Zurich American Insurance Company ("Zurich") offers a proprietary "General Liability Supplemental Coverage Endorsement," form U-GL-1345-B-CW (04/13), which is used to modify and, in some cases, enhance coverage terms reflected in current ISO commercial general liability ("CGL") forms. However, form U-GL-1345-B-CW includes one change that can significantly impair risk transfer when used by a trade subcontractor who has promised additional insured ("AI") coverage to an upstream party.
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SDV Insights

Recommendations for Property Owners After A Hurricane

If you suffered damage as a result of a hurricane, you should submit a claim under any insurance policy you have that might apply. This includes, Flood insurance, Homeowner's insurance, Renter's insurance, Condo insurance, and Auto insurance. Some of these policies may have limitations, or even not apply, to losses associated with hurricanes, but the best practice is to submit the claim to ensure no opportunities for coverage missed.
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SDV Insights

Mitigating Franchisor Exposures for Systemwide GDPR Compliance through Cyber Insurance

The European Union's ("EU") General Data Protection Regulation ("GDPR") has been in effect for just over a year, and the full extent of the data privacy law's global impact is just now being fully realized.
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SDV Insights

IRMI: Additional Insured Coverage: Don't Overlook Auto Insurance

International Risk Management Institute, Inc. recently published an article written by Greg Podolak, with the assistance of Celia Waters on Additional Insured Coverage and Auto Insurance. Auto insurance can play a vital role as an insurance recovery asset to an upstream party, therefore properly navigating coverage on a downstream party's auto policy is important.
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SDV Insights

The New Travelers CGL CG T1 00 02 19 Form May Cause Risk Transfer Problems for Upstream Parties

The Travelers Indemnity Company ("Travelers") recently released a new proprietary commercial general liability ("CGL") form designated CG T1 00 02 19. The form is largely reflective of current ISO forms but includes one change that can significantly impact risk transfer when used by a trade contractor who has promised additional insured coverage to an upstream party.
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Northeast

35 Nutmeg Drive
Trumbull, CT 06611

203.287.2100

Southeast

851 5th Avenue N
Naples, FL 34102

239.316.7244

West Coast

Two BetterWorld Circle
Temecula, CA 92590

951.365.3145


SDV is based in Connecticut, conveniently located between New York City and Boston, with regional offices in Florida and California to better serve our clients. We're ready to answer your questions and eager to assist you in developing solutions.