SDV Insights

Greg Podolak (SDV's head of Cyber Risk) was quoted this week in two new LAW360 articles: In "Four Insurance Takeaways From Lloyd's Cyberattack Report", Greg was quoted on his thoughts about the challenges policyholders can face with their cyber insurance policies...

Due to some interesting new court decisions, we have updated our State by State Survey on Defective Construction as an Occurrence.

On July 9, 2015, a New Jersey state appellate court and an Oklahoma federal district court each held that claims for defective construction constituted "property damage" caused by an "occurrence" under the corresponding CGL policies, despite previous decisions concluding otherwise.

As text message shorthand and quick emails have become the norm, we often forget that small grammar mistakes, like a missing comma, can change the meaning of an entire sentence. In the world of insurance law, one grammatical error can change the meaning of whole portions of a policy and heavily influence the policyholder's access to the coverage purchased.

The employers liability exclusion is standard in the Insurance Services Office, Inc. (ISO), commercial general liability (CGL) form and is intended to preclude coverage for bodily injury to an insured's employee.

Gregory Podolak recently published a brief article for the Insurance Coverage Litigation Section of the American Bar Association website.

The Supreme Court of the State of Montana recently handed down a pro policyholder decision in, Atl. Cas. Ins. Co. v. Greytak, 376 Mont. 546, 347 P.3d 263 (2014).

Tracy was interviewed for an article in the latest issue of Viewpoint (published by the AAIS) on LEG endorsements as a part of builders risk policies...

The US Court of Appeals for the Fourth Circuit recently reminded policyholders of two important lessons regarding additional insured coverage:

On March 1, 2015, CBS News aired an investigative report on "60 Minutes" regarding formaldehyde exposure levels in Lumber Liquidators Chinese-made laminate flooring.