SDV Insights

A recent decision in New York is a cause of concern for wrap-up project contractors seeking to obtain additional insured coverage under an unenrolled subcontractor's CGL policy.

Did you know that SDV also has experience fighting for the rights of life insurance policy holders?

Join SDV's own Theresa Guertin next Monday, August 3 from 2:00-3:30pm EDT for her webinar on CGL Policy Exclusions, Triggers, and Indemnification.

New England is well known for its erratic weather patterns. At its worst, such weather can lead to substantial property damage.

Greg Podolak (SDV's head of Cyber Risk) was quoted this week in two new LAW360 articles: In "Four Insurance Takeaways From Lloyd's Cyberattack Report", Greg was quoted on his thoughts about the challenges policyholders can face with their cyber insurance policies...

Due to some interesting new court decisions, we have updated our State by State Survey on Defective Construction as an Occurrence.

On July 9, 2015, a New Jersey state appellate court and an Oklahoma federal district court each held that claims for defective construction constituted "property damage" caused by an "occurrence" under the corresponding CGL policies, despite previous decisions concluding otherwise.

As text message shorthand and quick emails have become the norm, we often forget that small grammar mistakes, like a missing comma, can change the meaning of an entire sentence. In the world of insurance law, one grammatical error can change the meaning of whole portions of a policy and heavily influence the policyholder's access to the coverage purchased.

The employers liability exclusion is standard in the Insurance Services Office, Inc. (ISO), commercial general liability (CGL) form and is intended to preclude coverage for bodily injury to an insured's employee.

Gregory Podolak recently published a brief article for the Insurance Coverage Litigation Section of the American Bar Association website.