SDV Insights

The 10th Circuit Reminds Policyholders that Insurance Carriers May Not Be Required to Show Prejudice Under a "Claims-Made" Policy

The 10th Circuit Court of Appeals recently issued a decision that serves to remind policyholders that the insured's duty to provide timely notice may be treated differently under a "claims-made" policy. Specifically, the 10th Circuit held that insurance carriers may not be required to show that they have been prejudiced by a policyholder's failure to give "prompt" notice before denying coverage under a "claims-made" policy.

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What Were the Top 10 Insurance Coverage Decisions in 2014?

Did you get a chance to check out our selections for the 10 most important insurance coverage decisions in 2014? Data breaches, construction defects, releases of ammonia gas, and sinkholes all provided an extraordinary year in policyholder insurance law. Take a look, and let us know if there were any other cases you found interesting.

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The Truth about Suing Your Insurance Broker

Policyholders who find themselves in the midst of a dispute with their insurer inevitably ask the question: "Why didn't my broker fix this when I bought the policy?"

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Defective Construction may not be an "Occurrence" in Delaware

A recent Delaware Superior Court decision held that defective construction does not constitute an "occurrence" for purposes of commercial general liability coverage.

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Colorado Bad Faith Statute Unambiguously Applies to CGL Policyholders

A recent federal court decision reinforces that Colorado's bad faith statute unambiguously applies to CGL policyholders.

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Another Health Insurer is Hacked

National health insurer Premera Blue Cross announced that it was a victim of a cyber attack, which potentially exposed the private medical and financial data of 11 million customers.

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SDV is headquartered in Connecticut, with regional offices located in New York, New Jersey, Florida, and California to better serve our clients nationwide. We have the experience and insight to effectively address your insurance coverage concerns and provide practical solutions to any risk transfer challenges you face.