SDV Insights

Confirming Coverage: The Importance of Vetting Downstream Insurance

The cost of insurance is often a critical factor driving subcontractor pricing. While alternative risk transfer schemes--such as consolidated insurance programs--have grown in popularity, the typical upstream/downstream structure where owners and general contractors contractually require downstream entities to procure insurance remains a common approach.

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Case Alert Update: SDV Case Tabbed as One of New York's Top Three Cases to Watch

Argument before the Court of Appeals has now been scheduled for February 7, 2018, in Gilbane Building Co. v. St. Paul Insurance, with a long anticipated decision by New York's highest court to be issued shortly thereafter.

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Florida Supreme Court: Notice of Right to Repair is a CGL

The New Year started off with a bang for Florida construction insurance policyholders. In late December, the Florida Supreme Court acknowledged a contractor's right to a CGL defense during Florida's right-to-repair process.

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Top 10 Insurance Cases of 2017

From elephant mistreatment, misleading marketing and its effect on the nation's opioid problem, to wiring money overseas to fraudsters, it's been an eventful year in insurance law. Read on to hear about SDV's Top Ten Insurance Cases for 2017 as well as some key cases to watch in 2018.

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New York High Court: "Issued or Delivered" Includes Policies Insuring Risks in New York

On November 20th, the New York Court of Appeals expansively interpreted the language of New York Insurance Law Section 3420 by holding that the statute, which applies to policies "issued or delivered" in New York, extends to policies insuring risks in New York, not just policies that originated from or were actually handed over to the insured in the state.

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Unshared Risk in the Sharing Economy: Insurance Coverage Pitfalls

You arrive home after Airbnb-ing your home to find that the back deck is gone--during a particularly rowdy party hosted by your Airbnb guests, a smoldering cigarette negligently left on the railing started a fire, which on that hot, dry, summer night, quickly engulfed the deck. But the fire didn't stop at the deck; the entire back wall of the house, covered in weathered shingle siding, was singed and blackened to a crisp.

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N.J. Appellate Court Applies Continuous Trigger Theory in Property Damage Case and Determines "Last Pull" for Coverage

The New Jersey Superior Court, Appellate Division, published an important decision addressing several fundamental issues regarding how a commercial general liability (CGL) policy applies to long-term property damage.

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Privity Problems Continue for Additional Insureds in the Second Circuit

On October 4, the Second Circuit held that a sub-subcontractor’s insurer had no duty to defend or indemnify an owner and general contractor after a constructio ...

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Like Water For Chocolate: Insurer Prevails Over Chocolatier In Hurricane Sandy Claim

Recently, a New Jersey Magistrate ruled that an insurer did not have to provide coverage for a chocolatier's property damage and business interruption losses due to Hurricane Sandy.

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New Jersey Supreme Court Hears Arguments on Coverage Gap Dispute

On Tuesday, October 24, the New Jersey Supreme Court heard arguments in a 17-year-old battle between Honeywell International Inc. (Honeywell) and two excess insurers, St. Paul Fire and Marine Insurance Co. (St. Paul) and parent Travelers Casualty and Surety Co. (Travelers) over whether Honeywell will have to help cover the costs of asbestos-related injury suits that were filed against it after insurers began to universally exclude coverage for asbestos-related liabilities in 1987.

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SDV is headquartered in Connecticut, with regional offices located in New York, New Jersey, Florida, and California to better serve our clients nationwide. We have the experience and insight to effectively address your insurance coverage concerns and provide practical solutions to any risk transfer challenges you face.