SDV Insights

A Busy Week for Defective Construction as an "Occurrence" - New Jersey and Oklahoma Courts Weigh In

On July 9, 2015, a New Jersey state appellate court and an Oklahoma federal district court each held that claims for defective construction constituted "property damage" caused by an "occurrence" under the corresponding CGL policies, despite previous decisions concluding otherwise.

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Commas Give Us Pause

As text message shorthand and quick emails have become the norm, we often forget that small grammar mistakes, like a missing comma, can change the meaning of an entire sentence. In the world of insurance law, one grammatical error can change the meaning of whole portions of a policy and heavily influence the policyholder's access to the coverage purchased.

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Misapplication of the Employers Liability Exclusion in CGL Policies: Precluding Coverage for Non-Employer Insureds

The employers liability exclusion is standard in the Insurance Services Office, Inc. (ISO), commercial general liability (CGL) form and is intended to preclude coverage for bodily injury to an insured's employee.

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CT First Supreme Court to Address CGL Cyber Coverage Debate

Gregory Podolak recently published a brief article for the Insurance Coverage Litigation Section of the American Bar Association website.

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Insurers Must Demonstrate Prejudice From Late Notice In Montana

The Supreme Court of the State of Montana recently handed down a pro policyholder decision in, Atl. Cas. Ins. Co. v. Greytak, 376 Mont. 546, 347 P.3d 263 (2014).

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Will Builders Risk Get "LEGs"?

Tracy was interviewed for an article in the latest issue of Viewpoint (published by the AAIS) on LEG endorsements as a part of builders risk policies...

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Fourth Circuit Uses Extrinsic Evidence to Expand Coverage

The US Court of Appeals for the Fourth Circuit recently reminded policyholders of two important lessons regarding additional insured coverage:

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Is Chemical Exposure through Flooring "Chinese Drywall" Round II?

On March 1, 2015, CBS News aired an investigative report on "60 Minutes" regarding formaldehyde exposure levels in Lumber Liquidators Chinese-made laminate flooring.

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Interview with Tracy Alan Saxe - Finding Fault with Faulty Workmanship

Check out the interview with Tracy in the June issue of Risk Management Magazine:

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PA Clarifies Coverage for Additional Insureds

On May 26, 2015, the Supreme Court of Pennsylvania issued its ruling in the Mutual Benefit Insurance Co. v. Politsopoulos case, correcting decades of confused case law interpreting the standard employer's liability exclusion in CGL policies.

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SDV is based in Connecticut, conveniently located between New York City and Boston, with regional offices in Florida and California to better serve our clients. We're ready to answer your questions and eager to assist you in developing solutions.