SDV Insights

Wrap-Up Exclusion Blocks Additional Insured Claim in New York

A recent decision in New York is a cause of concern for wrap-up project contractors seeking to obtain additional insured coverage under an unenrolled subcontractor's CGL policy.

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A Matter of Life (Insurance) and Death

Did you know that SDV also has experience fighting for the rights of life insurance policy holders?

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Webinar on Monday: CGL Policy Exclusions, Triggers, and Indemnification

Join SDV's own Theresa Guertin next Monday, August 3 from 2:00-3:30pm EDT for her webinar on CGL Policy Exclusions, Triggers, and Indemnification.

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Making an Insured Whole Entails More Than a Patch Job

New England is well known for its erratic weather patterns. At its worst, such weather can lead to substantial property damage.

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SDV's Cyber Risk Thought Leader Talks with LAW360

Greg Podolak (SDV's head of Cyber Risk) was quoted this week in two new LAW360 articles: In "Four Insurance Takeaways From Lloyd's Cyberattack Report", Greg was quoted on his thoughts about the challenges policyholders can face with their cyber insurance policies...

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We've Updated Our "Defective Construction as an Occurrence" Survey

Due to some interesting new court decisions, we have updated our State by State Survey on Defective Construction as an Occurrence.

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A Busy Week for Defective Construction as an "Occurrence" - New Jersey and Oklahoma Courts Weigh In

On July 9, 2015, a New Jersey state appellate court and an Oklahoma federal district court each held that claims for defective construction constituted "property damage" caused by an "occurrence" under the corresponding CGL policies, despite previous decisions concluding otherwise.

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Commas Give Us Pause

As text message shorthand and quick emails have become the norm, we often forget that small grammar mistakes, like a missing comma, can change the meaning of an entire sentence. In the world of insurance law, one grammatical error can change the meaning of whole portions of a policy and heavily influence the policyholder's access to the coverage purchased.

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Misapplication of the Employers Liability Exclusion in CGL Policies: Precluding Coverage for Non-Employer Insureds

The employers liability exclusion is standard in the Insurance Services Office, Inc. (ISO), commercial general liability (CGL) form and is intended to preclude coverage for bodily injury to an insured's employee.

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CT First Supreme Court to Address CGL Cyber Coverage Debate

Gregory Podolak recently published a brief article for the Insurance Coverage Litigation Section of the American Bar Association website.

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SDV is headquartered in Connecticut, with regional offices in New Jersey, Florida, and California to better serve our clients. We are ready to answer your questions and are eager to assist you in developing solutions.