SDV Insights

New York Clarifies Continuous Trigger Coverage Where Not All Years Are Covered by Policies

The New York Appellate Division recently ruled that insurers who are "on the risk" in extended environmental claims do not have to contribute to years when there was no coverage available in the marketplace for the insured to purchase.

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Cyber Insurance Tax Break

In an effort to encourage businesses to mitigate the risk of a data breach, House Republican Ed Perlmutter has introduced a bill offering a tax credit to businesses that purchase qualifying cyber insurance policies

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One-Stop Shop Cyberinsurance Opens Doors For Small Companies

If you are a small company worried about keeping your client data safe, there are now a number of options to help. SDV's Gregory Podolak was recently interviewed by LAW360.com on his thoughts.

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Georgia Federal Court Rules Commercial Crime Policy Covers Fraudulent Wire Transfer

With cyber fraud becoming more prevalent in today's business world, policyholders should be aware of some of the points raised by commercial crime insurers to deny coverage.

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5 Insurance Rulings You May Have Missed This Summer

In this morning's insurance edition of Law360.com, SDV partner Gregory Podolak was interviewed on a case (First Mercury Insurance Co. v. Shawmut Woodworking and Supply) that we had previously blogged about.

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Oil and Gas Activities in Mexico Face New Insurance Requirements

Mexico recently issued a new set of minimum insurance requirements for companies engaging in certain oil and natural gas activities including exploration, production, processing, and refining.

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Texas Supreme Court to Determine Scope of Statutory Bad Faith

Over the past decade, a barrage of severe storms in Texas resulted in significant property damage, giving rise to thousands of lawsuits by policyholders for breach of contract and bad faith claims against their insurers. Now, the Texas Supreme Court is poised to determine the scope of the state's bad faith statute.

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New Jersey Jumps On Board: EPA PRP Letters are a "Suit" Under a CGL Policy

Good news for policyholders in New Jersey. A New Jersey Superior Court judge has joined the majority of states in finding that Environmental Protection Agency "potentially responsible party" letters constitute a suit under a commercial general liability policy.

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Connecticut Additional Insured Privity Issue - Update

Following up last week's blog post: on Monday, August 29th the United States Court of Appeals for the Second Circuit issued a summary order affirming the decision in First Mercury Ins. Co. v. Shawmut Woodworking & Supply, Inc., No. 3:12-cv-01096 (D. Conn. Sept. 23, 2014)

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Connecticut May Tackle Additional Insured Privity Issue

There is a split among states as to how to interpret the "contractual privity" language in endorsements. Connecticut has not yet addressed the issue.

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SDV is based in Connecticut, conveniently located between New York City and Boston, with regional offices in Florida and California to better serve our clients. We're ready to answer your questions and eager to assist you in developing solutions.